Footprint
EEA-wide
MiFID II passport active
Regulatory infrastructure is a craft.
Concedus was built to make serious regulated financial products buildable in Europe. Every system, every process, every contract — sized to the reality of institutional finance, not the enthusiasm of a pitch deck.
Mission
Make regulated European capital markets easier to build on.
Most of the financial products people want to build in Europe — investment platforms, tokenization, embedded investing, alternative fund distribution — run into a wall: regulatory complexity that makes early experimentation prohibitively expensive. Concedus exists to remove that wall. We hold the licenses, the infrastructure, and the supervisory standing. Clients build the products and own the customer relationship. The regulatory craft — the licenses, the compliance engine, the audit trail — is ours.
The story
From licensed entity to European infrastructure.
- 2018
Founded
Concedus GmbH incorporated in Nuremberg, with the purpose of building a new category of regulated infrastructure for European financial products.
- 2020
BaFin license granted
Full license as a Wertpapierinstitut under the German Securities Institutions Act (WpIG), covering investment brokerage and advisory.
- 2021–23
European passporting
MiFID II passporting rights established across the European Economic Area and operationalized across multiple EEA-EFTA jurisdictions. First large-scale client integrations in the regulatory umbrella vertical. Notification footprint continues to expand.
- 2025
€500M+ brokered volume
Calendar-year brokered volume exceeds €500M across the ecosystem. 100,000+ end investors served through the platform.
- 2026
MiCAR scope added
License expansion to include reception and transmission of orders for crypto-assets and crypto-asset advisory under MiCAR Title III. One of the first German providers with the combined MiFID II + MiCAR perimeter.
- 2026
Platform v2.5 & next-phase expansion
Concedus Core continuous-release platform on v2.5. Further service expansion.
At a glance
Where we are today.
Scope
MiFID II + MiCAR
Dual license
Investors
100k+
End investors served
Volume
€500M+
Brokered (CY2025)
How we operate
Four principles.
01
Substance over surface.
Regulatory infrastructure is not a marketing category. We invest in the parts of the business clients never see directly — supervisory documentation, audit-readiness, internal controls — because that's where the value actually sits.
02
One reading per rule.
We take the conservative reading of every regulation by default. Where two interpretations exist, we choose the one that would hold up under supervisory review. No creative workarounds, no aggressive constructions, no "everyone else does it" reasoning.
03
Built, not assembled.
The Concedus Core platform is built in-house — engineering, compliance logic, and operations under one roof. Continuous release cadence, modern stack, AI-integrated where it adds rigor.
04
Long over short.
Clients build multi-year products on top of us. That requires multi-year thinking on our side — partner selection, license expansion, capacity planning, governance. We optimize for the institution we want to be in ten years, not the quarter ahead.
What's next
European capital markets, made buildable.
Emerging financial products — embedded investing, tokenized assets, cross-border alternatives — need infrastructure that's regulated by design and modern by construction. Concedus exists to be that infrastructure. The institution behind every great regulated product, without becoming one ourselves.
Talk to our team